Health insurance acts as a shield. It protects you from unforeseen health situations and the resultant expenses. Its importance increases manifold when you are abroad. An accident without medical coverage in a foreign land can turn into an expensive, serious issue.
When you are abroad, for short-term or long-term, a good health insurance plan can help you avoid unpleasant surprises. You ought to inquire in great detail before leaving your shore. It is a common misconception that a country with universal health care may allow visitors to use the same services as citizens. As a visitor, you may not be eligible, and may have to pay part or all of any health care costs.
If you have plans of going to Australia to pursue further studies, pay careful attention to the health insurance cover for students. You require Overseas Student Health Cover (OSHC) for the entire duration of your study in Australia.
OSHConnect is proud to provide AHM Student Health Cover Australia. It has partnered with some of Australia’s leading health insurance providers, together they aim to provide a broad range of insurance products and services to overseas students and workers coming to Australia.
Features of Overseas Student Health Cover
- All the international students who have decided to go for formal studies in Australia, and their dependents (like their spouses and children below 18 years), have got to obtain OSHC.
- OSHC covers visits to the doctor, some part of hospital treatment, ambulance visit and limited number of medicines.
- OSHC provisions vary. The insurers can provide a range of different kinds of OSHC covers. The cover can range from a basic once which includes only the compulsory minimum services to more comprehensive one that provides for extra services in addition to the compulsory minimum.
- The Australian Home Affairs Department has made it mandatory for overseas students to maintain OSHC for the duration of time they are in Australia.
Besides the basic OSHC, the students can also avail of other kinds of insurance cover available to them in Australia.
Private Health Insurance
You can purchase private health insurance to cover items that your OSHC does not cover. Benefits, membership costs and eligibility can vary so ensure the cover you select is suitable for your needs.
Travel Insurance
Travel comes with its own perils. By acquiring travel insurance, you can cover any mishaps or missed flights.
Home and Contents Insurance
As a student, you live with certain belongings such as furniture, clothes and appliances. Contents insurance is worth considering as it will cover loss or damage to your valuable items.
Vehicle Insurance
If you have a vehicle like a car, motorbike or other vehicle, having vehicle insurance will cover your vehicle for accidental damage, malicious damage, theft, fire, flood or storm. You must research your options and consider what your specific insurance needs are before you purchase vehicle insurance.
OSHConect partners with several insurers to provide the very best insurance solution for you as a student or as a working professional in Australia. For working people, OSHConnect brings to you Bupa Workers Insurance that provides a number of health insurance solutions that can be tailored to their needs, helping them achieve healthier and more productive selves.
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