Health Insurance Guide for Australian Visa

Have you got a brilliant job opportunity in Australia and wish to pursue your profession in one of the world’s best economic country? 26% of the country’s population are immigrants making Australia the world's ninth-largest immigrant country. However, if you are going to live in the country, you need to have a minimum private health insurance cover and only then you can apply for the 485 or 489 visas.

The 485 visa is a temporary graduate visa that allows students to gain experience after completing their Australian education. One must be in Australia when applying for the 485 visas. Some other requirements for the visa application are:

Should be below 50 years of age
Hold an eligible visa
Have adequate health insurance
Have a competent level of English
Have studied 2 years full-time within the last 6 months

The 485 Visa Health Insurance covers basic medical expenses like doctor’s fees and pharmacy costs, ambulance transport, and hospital expenses. The more comprehensive 485 Visa Health Insurance covers costs of physiotherapy, dental, optical procedures too. The 485 Visa Health Insurance helps reduce out of pocket medical expenses and saves you a substantial amount of money.

The 489 visa is a provisional visa for skilled individuals that allow you to work and reside in regional Australia. Some of the requirements for the visa are:

Should be below 45 years of age
Must be invited to apply
Have a competent level of English
Have adequate health insurance
Be sponsored by a relative

The 489 Visa Health Insurance covers basic expenses of public and private hospitals, maternity and birth, emergency ambulance transport, doctor’s fees, and pharmacy costs. The higher costing 489 Visa Health Insurance includes cover for optical, dental, general procedures as well as physiotherapy, psychology sessions. They also cover the costs of various health aids. 489 Visa Health Insurance is a mandate if you want to apply for the visa and it provides long term benefits to the applicant.

Various insurance companies like OSHConnect help applicants to purchase the right health insurance as per their requirements and thus ensure that the necessary medical expenses are covered.

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